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Regular Share Account

We offer competitive dividend rates posted to member accounts at the end of each quarter.  A minimum $25.00 average daily balance is required to receive a dividend. Deposits may be made to your account by visiting the credit union, mailing in a check, payroll direct deposit or using our night deposit box.

download ACCOUNT APPLICATION form here

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Draft (checking ) Account

Our “no charge” share draft accounts have no per check charge, no minimum balance requirement and no monthly maintenance fees.  A “free” debit card is available with checking.

download ACCOUNT APPLICATION form here

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Loans

The Credit Union offers a wide variety of loans from vehicle purchases to Unsecured line of credits.  Interest rates are traditionally lower than at banks.  At various times during the year we offer “loan specials” for our members. Optional life and/or disability insurance may be available on loans.

download LOAN APPLICATION form here

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Visa Debit Card

This card can be used anywhere Visa is accepted, and the funds are withdrawn from you Draft account.  You will also receive a pin # so you will be able to use at an ATM machine. A $100.00 deposit is required in your draft account to order a debit card.

download NEW ACCOUNT form here

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Christmas Club Account

No minimum deposit or regular deposit is required.  You can choose to have systematic withdrawals from your Share or Draft accounts on a regular basis.  Dividend is paid at the end of the term, and the monies are direct deposited into your share account in early October.  A minimum $25.00 average daily balance is required to receive a dividend.

download ACCOUNT APPLICATION form here

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Term Share Certificates

Commonly known as Certificates of Deposit they are geared toward longer term savings goals.  We currently offer a 6 month term which will offer a higher dividend than our Share account.

download TERM SHARE CERTIFICATE form here

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ATM

Located at Our branch office 144 Eastern Blvd Watertown.   We are also part of the Co-op Network  which gives you access to more surcharge-free ATMs. 

To find the Co-op Network ATM near you:
  • visit the website at www.co-opnetwork.org
  • text your location to 692667
  • call 1-888-748-3266.
download NEW ACCOUNT form here
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Money Orders & More

We offer money orders for amounts up to $1500.00, for a small fee of $1.00. We also offer Direct deposit, Payroll, Pension, Social Security, Free Online Banking, Discounted Enchanted Forest Water Safari Tickets, and more!

download BANKING CONSENT form here

download EFT APPLICATION form here